The Capital Twin

Aladdin opened,
for every investor.

A digital twin of the world's capital — simulating your portfolio against 10,000 paths every refresh, with an AI advisor that defends every decision to a regulator.

Engine live99.94%
SEBI IA · 2026DPDP compliant
app.moneyglimmora.ai
Subject
09:42 IST
Total assets
₹45,82,341
▲ +12.4% YTD
● live
8 holdings
target
P(target)
72.4%
Drawdown · 2008
−38%
Risk score
5.8
G
Wealth Guardian

You're tracking 72.4% to retirement target. Want me to model +₹6K SIP?

Built on rails the regulators already trust
SEBI Registered
IA · 2026
NSE
EOD feed
BSE
Bhavcopy
AMFI
NAV daily
DigiLocker
KYC partner
Karza
PAN · Aadhaar
CAMS
CAS ingest
NSDL
CAS ingest
Anthropic
Claude · advisor
Cloudflare
R2 lakehouse
What it does

The engine, in pieces.

Six modules that share a feature store and an audit log. Each one is regulator-defensible by construction.

Portfolio Twin

10,000 paths.
Three confidence bands.
One target probability.

The Portfolio Twin runs a full Monte Carlo on every refresh — daily granularity, 30-year horizon. Replay 2008, 2020, custom drawdown. Every recommendation has a probability band attached.

target
Governance

Every decision, logged.
5-year retention. Defensible.

SEBI IA Reg. 19 partitioned audit trail. Filter by decision type, drill into the model card, export PDF for regulator queries.

09:42guardian askclaude-sonnet-4-6
09:41stress testtwin-portfolio-v0.4
09:40risk scorerisk-twin-v0.4.2
09:38allocationtwin-portfolio-v0.4
Explainability

SHAP attribution
on every output.

Each AI recommendation opens to feature contributions, model version, confidence band — a regulator-defensible receipt.

Equity concentration
Single stock max
Liquid buffer
Age × horizon
Market Twin

Regime detection, live.

HMM + GARCH classifies the market state every minute. Today: Normal · 0.71.

Wealth Guardian

A conversation with your twin.

Claude Sonnet 4.6 with your portfolio cached. Every reply has receipts.

What if 2008 hits?
Drawdown −38% · 28 mo to recover · 5pp shift to liquid …
Five Engines

Investor · Portfolio
Corporate · Market · Economic

Five digital twins, one feature store, one audit log. Cross-twin lineage tracked.

InvestorPortfolioCorporateMarketEconomic
Why now

The numbers behind the wedge.

$0T
Assets on Aladdin
The platform we are opening
0M
Indian demat accounts
80% under-advised
$0T
Global wealth AUM
Our addressable ceiling
0
Paths per simulation
Every refresh, every persona
Four steps

From CAS upload to first audit row.

Under 60 seconds. End-to-end, with receipts.

01

Connect your book.

CAS PDF upload from CAMS / Karvy / NSDL. We parse every folio, every holding, every cost basis in under 30 seconds.

02

The Twin runs 10K paths.

The Portfolio Twin simulates 10,000 daily-granularity paths over your goal horizon. The Investor Twin learns your loss-aversion. Both update every refresh.

03

Ask the Guardian.

"What if I lose my job?" "Should I rebalance?" Claude Sonnet 4.6 with your portfolio cached, calls the Risk twin as a tool, returns SHAP-attributed answers.

04

Every output, defensible.

Click "Explain this decision" on any reply. SHAP attribution, model card, inputs, confidence band — written to the 5-year SEBI IA audit log before you ever see the answer.

Side by side

What you'd pay millions for. Yours.

Aladdin, Bloomberg, and the robo-advisors. Where MoneyGlimmora sits on the same eight capabilities.

Capability
MoneyGlimmora
Bloomberg
Aladdin
Robo-advisors
10K-path Monte Carlo on every refresh
SHAP attribution on every AI decision
5-year regulator-defensible audit trail
Conversational AI advisor (Claude)
Behavioural twin · loss-aversion model
Stress test 2008 / 2020 / custom
Indian retail accessible (₹500/mo)
Institutional API + SDK
Annual cost (retail / institutional)
₹6K / yr
$24K / seat
$0.5–5M
0.25% AUM
By the numbers

Today's engine, today.

Twins running
0
Investor · Portfolio · Corporate · Market · Economic
Paths / sim
0
10K × 30y in <120 ms
Auditable
0%
SHAP + model card every output
Audit retention
0yr
SEBI IA Reg. 19 partitioned
Now showing

Try it on a real portfolio.
Anjali. Ramesh. Priya.

Pick a persona, run a Monte Carlo, replay 2008, ask the Guardian. Click explain this decision. The whole platform, in five minutes.

10,000
paths · live